Loan LOS
AI-ready wholesale lending OS
The complete lending operating system

Price, apply, underwrite, and close—white-labeled for your network.

Loan LOS is one platform for wholesale and retail: digital applications (borrower or broker), quick pricing to quotes, product & rate management, conditions with instant feedback, digital signings, VOIP/SMS, marketing, borrower portals, AI, and loan sales—all under your brand and domain.

Speed that closes deals

Pricer → quote → application → credit auth → term sheet in one continuous path.

True white-label

Custom domains, templates, and branded email so brokers and borrowers only see your network.

One system of record

Conditions, signings, phones, users, and secondary—without stitching five tools.

Everything your lending team needs

Built for wholesale lenders, correspondent sponsors, brokers, processors, underwriters, and borrowers—on one stack.

Digital Application

Borrower-filled or broker-filled applications in one workflow. Capture full loan data digitally, then move straight into credit auth, conditions, and underwriting.

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Loan Quick Pricer → Quote Generator

Price scenarios in seconds, generate professional quotes, and convert accepted quotes into live applications without re-keying.

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Loan Product Management Portal

Configure products, adjustments, LTV matrices, term sheets, and guidelines in one admin portal built for wholesale and retail menus.

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1-Click Update All Products Pricing

When markets move, rebase and update pricing across products in a single action—so every broker and borrower sees current rates fast.

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Documents & Underwriter Management

Condition tracking with instant feedback. Upload, review, approve/reject, and keep AE/borrower communication on the file—not in endless email threads.

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Digital Signings in Underwriting

Credit authorizations, term sheets, and key loan docs are signed in-flow and stored on the loan file as conditions—no separate e-sign silo.

VOIP Phone & SMS

Org-owned numbers, calling, SMS, autodial, and loan-status messaging with wallet billing—built for loan officers who live on the phone.

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User Management

Roles, multi-org membership, wholesale users, and access control so LOs, processors, underwriters, and admins only see what they should.

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Email Marketing

Campaign and one-off marketing from the dashboard—keep your book warm with branded outreach tied to your organization.

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White-Label Broker Sites & Portals

Custom domains, logos, colors, home templates, and branded email. Correspondents and brokers feel like direct lenders under your network.

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Borrower's Portal

Borrowers apply, upload, sign, track quotes and loans, and communicate through a dedicated experience—not a generic back-office tool.

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AI Ready

Document analysis, extraction, summaries, support, and underwriting assistance—accelerate manual work while keeping humans in control.

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Loan Sale Management

Package and manage loans to sell, pools, and secondary workflow so capital can recycle without leaving the platform.

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White-label networks

Your brand. Their domain. Same platform.

Wholesale lenders white-label products for correspondent lenders and brokers so they look and feel like a direct lender. When a file goes to processing, branding and email can come from the correspondent's domain—including their client upload portal.

Example: WholesaleLender.com sponsors USACorrespondent.com. Borrowers and brokers experience USACorrespondent's site, logo, and from-address. Zero platform leakage—full audit trail for the wholesale sponsor.

Ready to run your book on Loan LOS?

Book a live demo and we'll walk you through pricing, products, white-label portals, and the full loan lifecycle—tailored to your shop.

Pick a date that works. We'll follow up by email and phone.